Take the stress out of searching
let one of our Sales Advisors call you to give you a hand!

Take the stress out of searching
let one of our Sales Advisors call you to give you a hand!


Do I get a warranty?

At Sameday Car Finance, we pride ourselves on our aftercare service, so all of our cars are sold with a comprehensive six month warranty. The warranty is designed to cover all mechanical and electrical parts as well as labour and VAT, provided that you have complied with the terms of the agreement. When you come to collect your new car, your warranty will be explained to you in detail. At this point, you will also have the opportunity to extend your warranty for up to four years should you wish. The policy is transferable, so if you decide to change your vehicle, the policy can be transferred with minimal fuss.

We understand that you may not be local to our business and, should you have an issue with your car, we do not expect you to make a lengthy journey to have it repaired. This is why we ensure that your warranty allows you to use an approved garage that is local to you.

Who can apply for finance?

We will always begin with securing you finance first. It's important to us that we know right from the start that we can secure you finance at a rate that keeps your payments affordable. We will actively be doing the very best we can for you, and it's common practice here not to accept the first offer we have, especially if we think we can get a better deal for you.

If any of these apply to you, we can help!

  • 18+ years old
  • Good credit
  • Bad credit
  • Full-time or part-time employment
  • Retired
  • Self Employed
  • Military personnel
  • Receiving DLA carers' allowance or PIP
  • Already have a finance agreement
  • Joint applications are welcome
  • If you have a valid UK or EU driving licence
  • If you have a provisional licence
  • If you have been refused elsewhere

So applying for car finance couldn't be easier! A quick telephone call to one of our team members will confirm if we can get you approved! Simply call us or click on the Apply Now tab and then let our team do all the work. There is no hassle and you can find out if you are accepted within 3 hours!

Do I need a credit check?

As a car finance specialist, we have access to a large panel of lenders. When you apply for car finance with us, our financial advisors will match you to the most suitable lender, so you won't no need to worry about the credit check. We will always do our best to secure you the best deal available on the market.

Over the years, we have seen many people make the error of applying for multiple loans from different providers at the same time, and then finding themselves in the unfortunate position of not being accepted for funding. This is because applying for multiple car loans will be visible on your credit profile and making lots of applications may imply desperation to secure a lend. So making a single application through Sameday Car Finance is undoubtedly more beneficial than making several applications online.

All you need to do is click on the APPLY NOW tab or call one of our team. Within a few hours, we'll be in touch to discuss the possibilities.

When your finance application has been accepted, we will take the time to recommend the right car for you. Your dedicated finance advisor will be there to support you at each step of the way.

I have finance outstanding on my current car can I still apply?

Yes we can help! If you already have a car on finance and you are looking to upgrade or your circumstances have changed there are several options available to you.

Here at Sameday Car Finance we can take your car as part exchange and settle the existing finance for you. We can obtain where ever possible the settlement amount of your existing loan agreement.

You also have the option of settling any remaining balance yourself and using the vehicle for part exchange. Most agreements allow you to do this but you will need to obtain a settlement letter from the finance company.

Will you accept part exchange?

Yes! We want your part exchange whatever its age, condition or mileage!

At Sameday Car Finance, we understand the value of your part exchange, which is why we always provide customers with a fair, well-calculated price. It is important to us that you are getting the best valuation for your part exchange. We will value your car using the industry-standard CAP Valuation Guide (also known as Current Auction Pricing) and Glass's Retailing Guide, these tools provide dealers with three trade valuations based on the following industry standards:

  • CAP Clean - Showroom Condition
  • CAP Average - Good Condition
  • CAP Below - Poor Condition

Using this guide, we are confident that we can offer you a fair price for your vehicle.

By choosing Sameday Car Finance, you no longer have to worry about the stress of advertising and selling your car, as all of this is taken care of.

What if I have bad credit?

I have bad credit - can you help?

We have helped many customers who have been refused credit elsewhere. It's important to us that we don't let financial problems in your past get in the way of you securing car finance. We take pride in offering a friendly and approachable service, and we understand that every customer's circumstances are individual. Whatever your situation may be, we are dedicated overcoming any past issues to help find you a great deal.

So whether you are self-employed, have no credit history or have had arrears or defaults in your past, we are here to help. You can be confident that we will be working hard with our large panel of lenders to provide you with an affordable package.

It couldn't be easier - and remember - our finance experts will be there to support you at every step of the way.

Simply Click or Call to apply!